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No Personal Data Collection
We do not require users to create accounts, sign up for newsletters, or provide any personal identification (names, emails, phone numbers) to access our tools or downloads.
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Local Calculations
Our calculation tools process data locally within your browser. We do not store, save, or transmit the financial data you enter into our calculators to any external server.
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Cookies & Analytics
We use basic analytics to understand site traffic. This involves small text files called cookies that help us see which tools are most helpful. This data is anonymous and used only for site improvement.